Negative Credit Can Keep You From Getting A Job

ATTENTION! IF YOU DON’T KNOW, this can happen to you! You already know that bad credit can keep you from getting more credit. Are you aware that it can also affect your ability to get or keep your job? Did you know that employers often use a credit report when they hire you, evaluate employees for promotion, reassignment or retention.

Did you know that according to the Fair Credit Reporting Act (FCRA), which is enforced by the Federal Trade Commission (FTC) and your state Attorney General, an employer must obtain the following from you?

Three Nuggets You Should Know:

1. Your permission to look at your credit report
2. If you don’t get the job because of the information contained in your credit report your employer must show you your credit report and tell you how to obtain a copy from the consumer reporting agency
3. There is no charge if you request it within 60-days of getting a notice you didn’t get the job

The (FCRA) requires that the three nationwide reporting agencies (Equifax, Experian and TransUnion) provide you a free copy of your credit report per your request once a year. Would you like to order a copy NOW? For you convenience, I have listed the information below so that you can obtain it right NOW. To order your free annual credit report from one or all three of the consumer credit reporting agencies, I have included some important contacts listed below.

WEBSITE:
Visit: www.annualcreditreport.com
Toll Free: 877-322-8228

FOR AN ANNUAL REPORT REQUEST FORM:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281

Just think, 15 years ago this was not an issue but it is today. You just aced the interview because of skills, talent and professionalism, the company makes an offer, and you accept the position with a nice salary and bonus. They run a credit report with your permission of course and it comes back bad. DON’T LET THIS HAPPEN TO YOU! Maintain a good credit profile and if you required assistance please check out our website.

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About the Author:
About the Author: MD. Watt provides education, information and tips regarding credit for http://www.credit-report-education.com an education and information website. Register on our website and receive a complementary copy of How To Read Negative Reason Codes.